Beeline Holdings Achieves Cash Flow Positivity in Lending Operations and Prices $7.4 Million Offering

Beeline Holdings, Inc. (NASDAQ: BLNE) announced that its lending entity achieved cash flow positivity in October, marking a significant milestone for the emerging digital mortgage lender and SaaS platform. This development positions the company to reach overall cash flow positivity by the first quarter of 2026, according to the company's financial projections. The achievement comes alongside the pricing of a $7.4 million registered direct offering of 4,620,000 shares of common stock, which is expected to close on or about November 12, 2025, subject to customary closing conditions.

The company's financial stability has been further strengthened by maintaining a debt-free balance sheet since September, with management indicating no anticipation of further capital raises to fund operations. This financial discipline has been supported by the company's scalable, AI-driven SaaS mortgage platform, which has demonstrated strong performance metrics including approximately 30% quarterly revenue growth and a 91% year-to-date unit increase. The platform's success reflects the growing adoption of digital mortgage solutions in the financial services industry.

Nick Liuzza, co-founder and CEO of Beeline Holdings, emphasized the strategic importance of these developments, stating that the company's diversified platform is attracting significant attention from both borrowers and partners. With the recent financial milestones achieved, Liuzza noted that he can now focus almost exclusively on revenue generation activities, signaling a shift from capital raising to operational execution. The company's approach combines blockchain technology, automation, and customer-first digital experiences to streamline the home financing process.

Proceeds from the $7.4 million offering will be allocated toward general corporate purposes, working capital requirements, warehouse financing needs, and the redemption of Series E Preferred Stock. This strategic allocation will enable the company to avoid the issuance of approximately 800,000 shares through non-dilutive execution, preserving shareholder value while supporting continued growth initiatives. Ladenburg Thalmann & Co. Inc. acted as sole placement agent for the offering, bringing institutional credibility to the capital raise. Additional information about the company is available at https://www.makeabeeline.com while investors can access the latest news and updates through the company's newsroom at https://ibn.fm/BLNE.