Law Firm Secures $300,000 Recovery in Underinsured Motorist Case Following T-Bone Collision

The Piscitelli Law Firm secured a $300,000 total recovery for a 78-year-old individual who sustained injuries in a 50 mph T-bone collision. After the driver responsible for the accident provided Ohio's minimum coverage of $25,000, the firm sought to recover the client's $300,000 underinsured motorist coverage. The injuries sustained by the client included resolved soft-tissue trauma and radial tunnel syndrome, a painful condition caused by compression of the radial nerve in the upper forearm that leads to discomfort, weakened grip, and pain during rotation.

The UIM insurance provider initially presented an offer of $70,000. In response, the firm filed a lawsuit for $275,000, which represented the UIM limit minus the $25,000 setoff. After several months of legal proceedings, the insurer disbursed the full $275,000, culminating in a total recovery of $300,000. Frank Piscitelli, Jr. stated that UIM coverage is designed to provide compensation when the at-fault driver is underinsured, and when the insurance company undervalued the client's claim, they pursued litigation and successfully obtained the full policy benefits.

This case demonstrates the critical importance of underinsured motorist coverage for drivers, particularly when involved in accidents with motorists carrying only state minimum insurance. With Ohio's minimum liability coverage set at $25,000, serious injuries can quickly exceed these limits, leaving victims with inadequate compensation for medical expenses, pain, and suffering. The $275,000 recovery through UIM coverage provided essential financial support that the at-fault driver's insurance could not cover.

The successful litigation outcome emphasizes that insurance companies may initially undervalue claims, requiring legal action to secure fair compensation. The case involved a 78-year-old male who braced on the steering wheel prior to impact, sustaining injuries that included radial tunnel syndrome, which can significantly impact daily functioning and quality of life. The full recovery of the $300,000 policy limit ensures the client receives compensation commensurate with their injuries and losses.

This matter highlights how underinsured motorist coverage serves as a crucial safety net for accident victims. More information about this case is available at https://getfrankgetjustice.com/result/300000-dollar-recovery-in-underinsured-motorist-case/. The outcome illustrates why drivers should carefully consider their UIM coverage limits, as state minimum insurance often proves insufficient for serious accidents. The legal process, while requiring several months of proceedings, ultimately secured the full policy benefits for the injured party.