Next Generation Trust Company Partners with Financial Advisors to Expand Retirement Plan Options

Jaime Raskulinecz, CEO of Next Generation Trust Company, has published an article on her firm's website inviting independent, fee-based financial advisors to collaborate with her company to enable clients to broaden their retirement portfolios with a wide range of alternative assets through self-direction. The article responds to recent shifts in the retirement plan industry, particularly an executive order in 2025 by President Trump that permits the inclusion of alternative assets in employer-sponsored defined contribution plans, based on plan fiduciaries' judgment. This has led several brokerage firms, including Charles Schwab Corp., to allow some alternative assets in 401(k) plans. In early June, Schwab announced a proprietary platform for investing in cryptocurrency futures and the opening of dozens of offices for wealth management and registered investment advisors, moves that will directly compete with financial advisors working at the firm.

Although brokerage firms are greenlighting some alternatives like cryptocurrency, many financial advisors may be turning clients away from nontraditional investments due to a lack of experience or in-depth knowledge of those assets. Raskulinecz emphasized that independent advisors can work with Next Generation to help clients diversify their portfolios with a trusted resource. The firm, founded in 2004, has long invited independent advisors to collaborate on behalf of clients seeking to include alternative assets in their retirement plans. Key benefits include expanding clients' access to real estate, precious metals, private placements, commodities, and many other alternative assets allowed in self-directed IRAs and other plans. Advisors also benefit from the ease of working with a full-service administrator and custodian that handles asset custody, administration, and transaction execution, while maintaining valued client relationships and continuing to bill on assets held by Next Generation. This arrangement can enhance advisor income through expanded client investments.

We are never in competition with financial advisors and look forward to showing more professionals how Next Generation's advisory structure enhances their practice, with the potential to boost their own revenue stream, said Raskulinecz. The full article is available at https://shorturl.at/QoiaP. Financial professionals can learn more about this arrangement here.

Next Generation Trust Company is a custodian of self-directed retirement plans, chartered in South Dakota. Its sister firm, Next Generation Services, provides comprehensive account administration and transaction support. The neutral third-party professionals at Next Generation guide clients and their trusted advisors with white glove, personalized service for a seamless transaction experience. They also educate consumers and professionals about self-directed retirement plans and the many alternative assets these plans allow. For more information, visit www.NextGenerationTrust.com.